From Confusion to Clarity
How to Eliminate Unfair Charges and Find Financial Peace
One unexpected bill shouldn't wreck your finances or your peace of mind. If you're tired of confusing charges, dead-end calls and hours of research, just to understand (and fight) charges you never agreed to. I help people like you uncover errors, eliminate inflated fees, and take back control, get real results — so you can protect your wallet and your peace of mind without the burnout.
You shouldn’t need a law degree to protect your wallet. That’s why Peace of Bill equips you with the tools, strategies, and support to challenge inflated medical bills, denied claims, and surprise fees — and win.
Stella is a consumer advocate, author, and former digital product executive on a mission to help everyday people — especially People with a lifetime of experience— fight back against unfair medical bills, scams, and financial exploitation.
After 15 years leading transformation at companies like EY, Coca-Cola, and Home Depot, Stella shifted her focus to empower others through tools, workshops, and her book, You Versus the Bill.
Drawing from personal experience and professional insight, she turns confusion into clarity and restores dignity to those navigating complex, broken systems — no legal background required. Through her work, Stella is proving that no one has to face these challenges alone.
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Claim Your Power - Confusion shouldn't cost you a dime!
You Versus the Bill is your smart, sassy guide to beating the healthcare system at its own game. Learn how to decode hidden fees, fight overpriced services, and get your money back — without needing a law degree.
3 Hospital Billing Tricks & How to Outsmart Them
Ever feel like hospitals are playing a game you didn’t agree to join? With our quick-hit guide, you’ll finally see the playbook—and get the winning moves. It’s personalized, practical, and built to give you lasting control over bills that once felt unbeatable.
Unlock Financial Freedom: Master Medical Bill Negotiation
Gain peace of mind with our concise tips on "How to Win a Medical Bill Negotiation Without Losing Your Mind." This downloadable resource offers practical advice to help you tackle medical bills efficiently, setting you on a path to financial stability.
Success Stories
"For years, I felt powerless against confusing, inflated medical bills. Peace of Bill workshop showed me how to uncover billing errors, negotiate unfair charges, and push back with confidence. I cut one bill by more than 60% and eliminated fees I never should have been charged. Instead of throwing money away, I walked away with real savings, confidence, and peace of mind — one unexpected bill no longer controls my finances."
Mara Zavulunova
"When $2,100 was stolen from my bank account through a fraudulent ACH transaction, I felt helpless. I fought for months, but the bank flat-out refused to return my money. Enter Peace of Bill. The workshop gave me the exact tools and strategies to cut through the red tape, hold the bank accountable, and reclaim not only my $2,100 but also interest. Without this guidance, I would have walked away empty-handed. Instead, I walked away empowered — and paid."
A&E Glass Repair LLC
FAQS
"I don’t think I can fight the system — hospitals and insurance companies always win.”
That’s exactly what they want you to believe — it keeps you paying without questions. But bills are not set in stone. Studies show that up to 80% of medical bills contain errors, and those errors can be challenged successfully. What feels like “David vs. Goliath” is actually more like Goliath tripping over his own shoelaces once you know where to look.
What's in it for you?
“I don’t teach you to fight the impossible — I give you the exact tools and strategies that work. The system is complicated on purpose, but once you see the patterns, you’ll know how to turn it in your favor.”
"I don’t have the time or energy for this. I’m already overwhelmed.”
That’s exactly why you need help. The longer bills sit unpaid or unchallenged, the more stress (and sometimes interest) they create. A short upfront effort can prevent months of anxiety.
What's in it for you?
“I’ve already done the hours of research so you don’t have to. I give you shortcuts, scripts, and proven steps that cut through the noise — so you reclaim peace of mind without adding more chaos to your life.”
“What if my bill isn’t that inflated? Maybe I should just pay it.”
Even small bills can hide errors. And even if it’s correct, negotiating can reduce it — providers would rather get something than risk getting nothing.
What's in it for you?
“The point isn’t just the dollar amount today, it’s building the habit of protecting yourself. Whether it’s $200 or $20,000, you deserve to know what you’re paying and why. No one should profit from your confusion.”
“I’m not sure it’s worth the effort. Will this really save me money?”
One call, one correction, one removed charge can save you hundreds — sometimes thousands. Even “small” wins add up and prevent long-term financial damage.
What's in it for you?
“Every unnecessary dollar you pay is one you never get back. The effort is minimal compared to the payoff — and I show you how to cut through hours of wasted research so you get straight to results.”
“I don’t understand billing codes, insurance language, or legal jargon.”
Perfect — you shouldn’t need a PhD in hospital billing to protect yourself. That’s what Peace of Bill exists for.
What's in it for you?
“I translate confusing codes and policies into plain English so you can finally understand what’s on your bill and what’s negotiable. No jargon, no burnout — just clarity.”
“I’m embarrassed — what if it’s my fault for not reading the fine print?”
Billing departments thrive on that shame. But the fine print is intentionally designed to be confusing. You’re not the problem — the system is.
What's in it for you?
“There’s nothing to be embarrassed about. In fact, 9 out of 10 people don’t fully understand their medical bills. That’s why I created Peace of Bill — to shift the balance of power back to you.”
“I’m worried if I push back, the hospital might refuse care in the future.”
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